{"id":227,"date":"2022-11-27T06:28:20","date_gmt":"2022-11-27T06:28:20","guid":{"rendered":"https:\/\/prueba.classurances.com\/?page_id=227"},"modified":"2022-11-27T06:28:55","modified_gmt":"2022-11-27T06:28:55","slug":"assurance-habitation","status":"publish","type":"page","link":"https:\/\/classurances.com\/fr\/assurance-habitation","title":{"rendered":"Assurance habitation"},"content":{"rendered":"

[et_pb_section fb_built=\u00a0\u00bb1″ _builder_version=\u00a0\u00bb4.16″ background_color=\u00a0\u00bbrgba(0,0,0,0.07)\u00a0\u00bb background_image=\u00a0\u00bbhttps:\/\/prueba.classurances.com\/wp-content\/uploads\/2022\/11\/ESPECIALIZADOS-1.jpg\u00a0\u00bb background_position=\u00a0\u00bbbottom_left\u00a0\u00bb background_repeat=\u00a0\u00bbspace\u00a0\u00bb background_blend=\u00a0\u00bbdarken\u00a0\u00bb custom_margin=\u00a0\u00bb||36px|||\u00a0\u00bb custom_padding=\u00a0\u00bb8px||121px|||\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_row column_structure=\u00a0\u00bb1_2,1_2″ _builder_version=\u00a0\u00bb4.16″ global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb1_2″ _builder_version=\u00a0\u00bb4.16″ global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.16″ text_font=\u00a0\u00bbLato||||||||\u00a0\u00bb text_font_size=\u00a0\u00bb18px\u00a0\u00bb text_line_height=\u00a0\u00bb1.8em\u00a0\u00bb header_font=\u00a0\u00bbOswald|700|||||||\u00a0\u00bb header_font_size=\u00a0\u00bb56px\u00a0\u00bb header_line_height=\u00a0\u00bb1.3em\u00a0\u00bb header_2_font=\u00a0\u00bb||||||||\u00a0\u00bb max_width=\u00a0\u00bb600px\u00a0\u00bb module_alignment=\u00a0\u00bbleft\u00a0\u00bb custom_margin=\u00a0\u00bb-7px||-7px||true|false\u00a0\u00bb custom_margin_last_edited=\u00a0\u00bboff|desktop\u00a0\u00bb custom_padding=\u00a0\u00bb36px|||||\u00a0\u00bb custom_padding_tablet=\u00a0\u00bb|0vw||0vw||true\u00a0\u00bb custom_padding_phone=\u00a0\u00bb|||||false\u00a0\u00bb custom_padding_last_edited=\u00a0\u00bboff|desktop\u00a0\u00bb animation_style=\u00a0\u00bbzoom\u00a0\u00bb animation_direction=\u00a0\u00bbbottom\u00a0\u00bb animation_duration=\u00a0\u00bb900ms\u00a0\u00bb header_font_size_tablet=\u00a0\u00bb36px\u00a0\u00bb header_font_size_phone=\u00a0\u00bb\u00a0\u00bb header_font_size_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb header_text_shadow_style=\u00a0\u00bbpreset4″ header_text_shadow_color=\u00a0\u00bb#000000″ locked=\u00a0\u00bboff\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

ASSURANCE FOYER<\/span><\/h1>\n

\u00a0<\/h1>\n

 <\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=\u00a0\u00bb1_2″ _builder_version=\u00a0\u00bb4.16″ global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00a0\u00bb1″ admin_label=\u00a0\u00bbHow It Works\u00a0\u00bb _builder_version=\u00a0\u00bb4.16″ custom_margin=\u00a0\u00bb-1px|||||\u00a0\u00bb custom_padding=\u00a0\u00bb3px||0px|||\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_row column_structure=\u00a0\u00bb1_2,1_2″ use_custom_gutter=\u00a0\u00bbon\u00a0\u00bb gutter_width=\u00a0\u00bb2″ _builder_version=\u00a0\u00bb4.16″ width=\u00a0\u00bb88%\u00a0\u00bb locked=\u00a0\u00bboff\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb1_2″ _builder_version=\u00a0\u00bb4.16″ custom_padding=\u00a0\u00bb|||\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb custom_padding__hover=\u00a0\u00bb|||\u00a0\u00bb][et_pb_text admin_label=\u00a0\u00bbText\u00a0\u00bb _builder_version=\u00a0\u00bb4.16″ text_font=\u00a0\u00bbLato||||||||\u00a0\u00bb text_font_size=\u00a0\u00bb18px\u00a0\u00bb text_line_height=\u00a0\u00bb1.8em\u00a0\u00bb link_font=\u00a0\u00bb||||||||\u00a0\u00bb ul_font=\u00a0\u00bb||||||||\u00a0\u00bb ol_font=\u00a0\u00bb||||||||\u00a0\u00bb quote_font=\u00a0\u00bb||||||||\u00a0\u00bb header_font=\u00a0\u00bb||||||||\u00a0\u00bb header_2_font=\u00a0\u00bbOswald|700|||||||\u00a0\u00bb header_2_font_size=\u00a0\u00bb40px\u00a0\u00bb header_2_letter_spacing=\u00a0\u00bb1px\u00a0\u00bb header_2_line_height=\u00a0\u00bb1.5em\u00a0\u00bb header_3_font=\u00a0\u00bb||||||||\u00a0\u00bb header_4_font=\u00a0\u00bb||||||||\u00a0\u00bb header_5_font=\u00a0\u00bb||||||||\u00a0\u00bb header_6_font=\u00a0\u00bbLato|700|||||||\u00a0\u00bb header_6_font_size=\u00a0\u00bb18px\u00a0\u00bb header_6_letter_spacing=\u00a0\u00bb1px\u00a0\u00bb header_6_line_height=\u00a0\u00bb1.8em\u00a0\u00bb text_orientation=\u00a0\u00bbright\u00a0\u00bb animation_style=\u00a0\u00bbfold\u00a0\u00bb header_2_font_size_tablet=\u00a0\u00bb\u00a0\u00bb header_2_font_size_phone=\u00a0\u00bb22px\u00a0\u00bb header_2_font_size_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

Pourquoi acheter une assurance habitation<\/span><\/strong>?<\/span><\/h1>\n

Avoir notre courtage d’assurance vous donnera les avantages suivants:<\/span><\/p>\n

[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.16″ global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

S\u00e9curisez votre maison avec \u00e0 la fois pour \u00abune utilisation permanente et un logement locatif\u00bb \u00e0 m\u00eame temps. Autrement dit, si vous avez votre maison pour un utilisateur priv\u00e9 et le reste de l’ann\u00e9e, vous pouvez louez votre maison<\/span><\/strong><\/h4>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=\u00a0\u00bb1_2″ _builder_version=\u00a0\u00bb4.16″ custom_padding=\u00a0\u00bb|||\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb custom_padding__hover=\u00a0\u00bb|||\u00a0\u00bb][et_pb_toggle title=\u00a0\u00bb L’assurance habitation est obligatoire en Espagne?\u00a0\u00bb open_toggle_text_color=\u00a0\u00bb#ffffff\u00a0\u00bb open_toggle_background_color=\u00a0\u00bb#1D2A38″ closed_toggle_background_color=\u00a0\u00bb#f26728″ icon_color=\u00a0\u00bb#345168″ open_icon_color=\u00a0\u00bb#345168″ _builder_version=\u00a0\u00bb4.16″ title_text_color=\u00a0\u00bb#ffffff\u00a0\u00bb title_font=\u00a0\u00bbLato|900|||||||\u00a0\u00bb title_line_height=\u00a0\u00bb1.5em\u00a0\u00bb body_font=\u00a0\u00bb||||||||\u00a0\u00bb body_text_color=\u00a0\u00bb#ffffff\u00a0\u00bb custom_margin=\u00a0\u00bb||0px|\u00a0\u00bb animation_style=\u00a0\u00bbslide\u00a0\u00bb animation_direction=\u00a0\u00bbtop\u00a0\u00bb animation_intensity_slide=\u00a0\u00bb10%\u00a0\u00bb border_width_all=\u00a0\u00bb0px\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

En Espagne, l’assurance habitation n’est pas obligatoire en Espagne, mais il est toujours tr\u00e8s pratique d’en avoir une. L’assurance habitation ne nous prot\u00e8ge pas seulement, c’est une couverture qui apporte s\u00e9curit\u00e9 et confiance \u00e0 votre maison, que vous soyez propri\u00e9taire ou locataire.<\/p>\n

D’autre part, nous ne devons jamais oublier l’importance de la responsabilit\u00e9 civile, une garantie incluse dans le contrat de logement et d’une importance vitale, car elle couvre votre responsabilit\u00e9 pour les dommages caus\u00e9s \u00e0 des tiers.<\/span><\/p>\n

[\/et_pb_toggle][et_pb_toggle title=\u00a0\u00bb Les locataires doivent-ils \u00e9galement assurer un logement?\u00a0\u00bb open_toggle_text_color=\u00a0\u00bb#ffffff\u00a0\u00bb open_toggle_background_color=\u00a0\u00bb#1D2A38″ closed_toggle_background_color=\u00a0\u00bbrgba(242,103,40,0.88)\u00a0\u00bb icon_color=\u00a0\u00bb#345168″ open_icon_color=\u00a0\u00bb#345168″ _builder_version=\u00a0\u00bb4.16″ title_text_color=\u00a0\u00bb#ffffff\u00a0\u00bb title_font=\u00a0\u00bbLato|900|||||||\u00a0\u00bb title_line_height=\u00a0\u00bb1.5em\u00a0\u00bb body_font=\u00a0\u00bb||||||||\u00a0\u00bb body_text_color=\u00a0\u00bb#ffffff\u00a0\u00bb custom_margin=\u00a0\u00bb||0px|\u00a0\u00bb animation_style=\u00a0\u00bbslide\u00a0\u00bb animation_direction=\u00a0\u00bbtop\u00a0\u00bb animation_intensity_slide=\u00a0\u00bb10%\u00a0\u00bb border_width_all=\u00a0\u00bb0px\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

Toujours en tant que locataire, il est pr\u00e9f\u00e9rable que vous souscriviez une assurance habitation et ayez ainsi la possibilit\u00e9 d’une garantie qui couvre vos biens dans votre logement et de pouvoir b\u00e9n\u00e9ficier d’une garantie responsabilit\u00e9 civile. Le propri\u00e9taire doit avoir une assurance pour couvrir la maison, mais comme ce n’est pas obligatoire, ce n’est pas toujours le cas.<\/span><\/p>\n

[\/et_pb_toggle][et_pb_toggle title=\u00a0\u00bb Toutes les assurances incluent-elles une assurance responsabilit\u00e9 civile?\u00a0\u00bb open_toggle_text_color=\u00a0\u00bb#ffffff\u00a0\u00bb open_toggle_background_color=\u00a0\u00bb#1D2A38″ closed_toggle_background_color=\u00a0\u00bbrgba(242,103,40,0.81)\u00a0\u00bb icon_color=\u00a0\u00bb#345168″ open_icon_color=\u00a0\u00bb#345168″ _builder_version=\u00a0\u00bb4.16″ title_text_color=\u00a0\u00bb#ffffff\u00a0\u00bb title_font=\u00a0\u00bbLato|900|||||||\u00a0\u00bb title_line_height=\u00a0\u00bb1.5em\u00a0\u00bb body_font=\u00a0\u00bb||||||||\u00a0\u00bb body_text_color=\u00a0\u00bb#ffffff\u00a0\u00bb custom_margin=\u00a0\u00bb||0px|\u00a0\u00bb animation_style=\u00a0\u00bbslide\u00a0\u00bb animation_direction=\u00a0\u00bbtop\u00a0\u00bb animation_intensity_slide=\u00a0\u00bb10%\u00a0\u00bb border_width_all=\u00a0\u00bb0px\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

L’assurance habitation comprend une garantie de responsabilit\u00e9 civile. Il s’agit de l’une des principales couvertures de l’assurance habitation, elle couvre donc les dommages personnels ou mat\u00e9riels caus\u00e9s \u00e0 des tiers en cas de sinistre. C’est l’une des principales raisons pour lesquelles vous devriez souscrire une assurance habitation.<\/span><\/p>\n

[\/et_pb_toggle][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00a0\u00bb1″ _builder_version=\u00a0\u00bb4.16″ custom_padding=\u00a0\u00bb8px||12px|||\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_row _builder_version=\u00a0\u00bb4.16″ global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4″ _builder_version=\u00a0\u00bb4.16″ global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.16″ header_2_font=\u00a0\u00bbOswald||||||||\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

NOUS SOMMES SP\u00c9CIALIS\u00c9S DANS L’ASSURANCE DE LOGEMENTS EXCLUSIFS \u00c0 HAUT PATRIMOINE, AVEC UNE COUVERTURE SP\u00c9CIFIQUE DE BIJOUX ET DES \u0152UVRES D’ART, COUVERTURE TOUS RISQUES.<\/span><\/strong><\/h2>\n

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+INFO.<\/span><\/span><\/h2>\n

Les garanties les plus normales que la maison prot\u00e8ge, peuvent \u00eatre un incendie, des d\u00e9g\u00e2ts d’eau, un vol, des catastrophes naturelles … de cette fa\u00e7on, vous pouvez \u00eatre couvert pour tout \u00e9v\u00e9nement impr\u00e9vu dans votre maison! L’assurance habitation a pour mission principale de couvrir les d\u00e9penses en cas de dommages au logement et aux biens qui s’y trouvent. Il couvre \u00e9galement la responsabilit\u00e9 civile des occupants.<\/span><\/p>\n

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Votre prime d’assurance habitation est li\u00e9e \u00e0 diff\u00e9rents param\u00e8tres:<\/p>\n

    \n
  • Surface du bo\u00eetier<\/li>\n
  • Capital continu \u00e0 assurer<\/li>\n
  • Capital contenu \u00e0 assurer<\/li>\n
  • Lieu de r\u00e9sidence<\/li>\n
  • R\u00e9sidence principale, secondaire ou locative<\/li>\n<\/ul>\n

     <\/p>\n

    [\/et_pb_toggle][et_pb_toggle title=\u00a0\u00bbComment \u00e7a marche\u00a0\u00bb open_toggle_text_color=\u00a0\u00bb#ffffff\u00a0\u00bb open_toggle_background_color=\u00a0\u00bb#1D2A38″ closed_toggle_background_color=\u00a0\u00bbrgba(242,103,40,0.92)\u00a0\u00bb icon_color=\u00a0\u00bb#345168″ open_icon_color=\u00a0\u00bb#345168″ _builder_version=\u00a0\u00bb4.16″ title_text_color=\u00a0\u00bb#ffffff\u00a0\u00bb title_font=\u00a0\u00bbLato|900|||||||\u00a0\u00bb title_line_height=\u00a0\u00bb1.5em\u00a0\u00bb body_font=\u00a0\u00bb||||||||\u00a0\u00bb body_text_color=\u00a0\u00bb#ffffff\u00a0\u00bb custom_margin=\u00a0\u00bb23px||0px|||\u00a0\u00bb animation_style=\u00a0\u00bbslide\u00a0\u00bb animation_direction=\u00a0\u00bbtop\u00a0\u00bb animation_intensity_slide=\u00a0\u00bb10%\u00a0\u00bb border_width_all=\u00a0\u00bb0px\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

    Bien qu’il ne soit pas obligatoire d’avoir cette assurance habitation, elle ne serait obligatoire qu’en cas d’hypoth\u00e8que du v\u00e9cu, pour en couvrir au moins un \u00e9ventuel incendie.<\/p>\n

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    ASSURANCE FOYER \u00a0  Pourquoi acheter une assurance habitation? Avoir notre courtage d’assurance vous donnera les avantages suivants:S\u00e9curisez votre maison avec \u00e0 la fois pour \u00abune utilisation permanente et un logement locatif\u00bb \u00e0 m\u00eame temps. 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